(2006 to 2014):
Bay State Insurance Company primarily deals with insurance.
Bay State Insurance Company is affiliated with Andover Companies Pool.
In 2013, Bay State Insurance Company had total liabilities of $152,291 and total assets of $412,625. Their total liabilities reached $152,291, while their net income was $16,609.
Total direct premiums written in 2013 totaled $47,121; and net premiums were $73,910.
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Home Owner Insurance
I filed a claim in January because of a water main break issue. The company provided poor services. The claim manager Dave Wilson worked with the contractor not me the home owner (communicated with the contractor but refused to answer questions from home owner). when I asked him to explain the claim process and how I should be reimbursed, he not only refused to do so but was extremely rude to me. So far, I have not received any assistance from the company even after speaking to Mr Wilson's supervisor Peter Anderson.
They seem to always find a way not to pay
Cheap premiums yes, now I know why. Twice I tried to file claims in in both instances they found ways not to pay. Useless company and bs from the ins agent about what coverage I had when taking my money. They claim to have all these great bells and whistle add ons for no extra charge but again do not deliver on their promises.
Bottom line I am researching a new provider and cheaper will not be the decision factor as I know see the harm it does when you need to file claims.